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Review 6/21/2010
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I will like to comment on the excellent and prompt service that I received from HMSS. My house was about to be foreclosed.I received a postcard in the mail that said if your bank or lender is no longer accepting your payments call the number that was on the card. I was a little spectical.The card wasn't a fanciful one but I was so desperate I decided to call.I was charged a small fee. They listened to me and I was assigned a counselor Kobi Zalait. He said they only take up cases they know that they can win.He advised me not to file for bankruptcy because that was the only option I had left in order for the house not to be foreclosed on.He said we will apply for a loan modification. He asked a few questions and asked me to send in several documents. HMSS got in touch with my lenders Bank of America. Within a matter of two weeks my Loan was modified. I was asked to pay a months mortgage payment and My house is now out of foreclosure. I was surprised because the bank had refused a payment of $7000 from me for the past 9 months and HMSS were able to get the bank to accept just one months payment and have the loan payments reduced. I will recommend this company to anyone whose house is going into foreclosure or who ever wants to any kind of mortgage services. Thanks HMSS and most especially Mr Kobi Zalait.
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